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Credit Card Debt Paid!

February 12th, 2016 at 08:31 pm

Today I paid off the full balance on the credit card! Woohoo! It's particularly important because we went from 0% interest to 23% starting this month. Nice try credit card, but try charging 23% on a 0 balance! The next couple of weeks will be a little tight, but we know we can make it through. So the next thing I'm wondering is if I should tackle the $3k hospital bill (at no interest/right now it's broken down at $150/monthly until paid off) or start hacking away at the 54K/plus student loan that has 4.5% interest? Ideas?
Anyway,I lost 5 pounds, which is nice, but some days it's so hard, particularly with the wine too. Also, as silly as it sounds, it's hard to make friends as an adult versus being a child. I'm also trying to join groups/hobbies that I like and hopefully it will get going from there. I'm being very aware of the types of people coming around since I seem to attract the needy ones.
Today is a good day though. It's sunny and knowing I don't have a huge credit card balance feels amazing!

8 Responses to “Credit Card Debt Paid!”

  1. CB in the City Says:

    Congrats on the credit card payoff! Yes, it's harder to make new friends as an adult. Everyone is so busy and there are fewer ways to connect. I think the key is to do the things you enjoy and you will find like-minded people in the process.

  2. Jenn Says:

    Good for you on the CC payoff!

  3. creditcardfree Says:

    Yippee!! No more credit card debt!! I think if the hospital bill is 0% until paid in full, I'd start working on the student loans. Although, how quickly could you pay that hospital bill if it was your primary focus?

  4. FrugalTexan75 Says:

    Great job!

  5. mjrube94 Says:

    Way to go!

  6. VS_ozgirl Says:

    Congratulations on paying off your credit card! I'm with CCF, the next thing I'd focus on is the thing being charged interest, so the student loan.

  7. crazyliblady Says:

    Congrats on paying off the credit card. That is quite an accomplishment. I agree with concentrating on the student loan since the medical debt has no interest and also has a set payment amount. There is no real reason to accelerate payoff on the medical bill since it has no interest. Also, since the interest on the loan is likely tax deductible, maybe you could use a higher refund to pay off more debt.

  8. snafu Says:

    Wonderful new! Great to have that debt gone! 23% interest they propose is outrageous since they pay less than 1% to savers.

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