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Hooray to paying bills on time!

October 23rd, 2015 at 01:38 pm

I know that most would not get excited about paying the bills on time and that many do, but it has really taken a while for us to get things together in terms of how much/when they come in-are due/and making sure we have enough money to pay them, especially with kids and "unexpected" situations like fixing the car. Not to mention, I used to have a fear/procrastination of paying them, but now it is the fear of fees/adding up/not getting out of the hamster wheel (it took a lot of pain and mistakes to get here) This month we have successfully paid on time and continued to have money in the emergency fund, despite taking out a huge chunk for car fixing. We still have to pay a hospital bill, one last credit card (which was opened in an emergency to fix car last year) We got paid this week so I replenished the emergency account, which feels good, but we will have to keep it super frugal for a very long time since we are fixing the car still(hopefully the last major visit). Although the car situation is not fun, I spoke with a friend who let me know that their new 3 year old car not only has monthly car payments, but they have to pay the things that are starting to go wrong on it now. they are paying $350 a month on their car payment! However,we are trying to figure out...do we continue to pay for fixing this car or buy another one?

4 Responses to “Hooray to paying bills on time!”

  1. snafu Says:

    Congratulations on your decision to make certain bills are paid on time to avoid fees and lowering FICO type score which increases interest rates making it all cost cost more. Kudos for actioning your plan. Really terrific. Figuring out when to rid yourselves of current wheels and buy another is a huge conundrum. Perhaps open it as a new thread? We likely all have different views. Do you sell your current vehicle privatley or trade it in? Here's one of many on-line discussions...

    http://askville.amazon.com/buy-car-leased/AnswerViewer.do?requestId=7943126

    We tend to do some research to see what 's best 2 year old vehicle @ Lemon Aid and Consumers so we have some idea of what to buy that might meet our needs. How many people to drive, how many miles, mostly city [mostly highway?], special features that are deal breakers, features that I don't give a hoot. Which are ghastly expensive to insure?

  2. creditcardfree Says:

    Yes! Good for you...it will get better and better as you keep doing it.

  3. rob62521 Says:

    Yay! Keep up the good work!

  4. pjmama Says:

    Celebrate your victories - no matter how small you think they might be to others. Keeps you shooting higher Smile And congrats!!

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