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The first month of the year and well... resolutions

January 13th, 2015 at 01:02 am

It's still the first month of the year, the "New" year. The reality is that even though it's a new year, I still carry the same old habits and problems that I have allowed to trail me or fail me for years. Then a reality check...like 5 pregnancy tests reality check later!
During the December holidays I found that I would have baby #3 on the way! Unexpected news and well, sighhhhh... the first two were hard enough through the baby and toddler years emotionally and financially. Although my first two are now in the beginning phases of elementary school, both of whom I love, it's still difficult on many levels.
However, this time is different. We are making a lot more money, have lower overhead costs with living expenses, have no consumer/credit card debt, are one car less, and well, I'm slightly better at planning ahead only due to the fact that having children has literally forced me to think that way on so many levels.
It's different this time too because I REFUSE to be as miserable and to struggle as much as I did the first time around with my finances. I REFUSE to worry about what's in my account to pay for things. I'll never forget how scary it was to only have $20 in the bank and having to find a way to make sure food was on the table and the electricity was still on...for real, there was a time where it actually got shut off more than once...ya think this gal would learn...yeah, after the 3rd time!
So, cheers to resolving old problems and habits of ignorance and procrastination with my finances! Cheers to a new year of resolutions, putting peace to the demons. Cheers to finding a way to make my dreams come true (owning a small/homesteading farm/house and making sure that my children's G-d given talents are supported, grown, and nurtured...and cheers to you on whatever journey you are also on to better yourself and others hereSmile

5 Responses to “The first month of the year and well... resolutions”

  1. NJDebbie Says:

    Welcome!

  2. laura/deacons wife Says:


    Welcome! We've just come through uncertain job times with a stable income and are gearing up for the future: a job change for husband and growing our rather largish family through adoption. Looking forward to following you on your journey to freedom. Smile

  3. Bluebird Says:

    Welcome! Congratulations on the changes and progress you've made and will continue to make!

  4. turning a new leaf Says:

    Thank you! I tried joining last summer, but I didn't want to face anything and just felt overwhelmed so I ditched any responsibility of facing finances. I still feel somewhat like this, but am trying to make it constructive. I have also been reading a lot more. Tony Robbins book "Money, Master The Game," has also been eye opening too with fees etc (which kinda made me angry, not knowing what I do until now). So, I have decided to be diligent with this everyday, along with learning new things...like cooking from scratch more.

  5. VS_ozgirl Says:

    Looks like you are doing pretty well so far, welcome Smile

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